| County |
Total Mortgage Tax |
Borrower Portion |
Lender Portion |
Insurance Zone |
| Albany County |
1.00% |
0.75% |
0.25% |
2 |
| Allegany County |
1.00% |
0.75% |
0.25% |
1 |
| Broome County |
1.00% |
0.75% |
0.25% |
1 |
| Bronx County |
See Below |
0.25% |
2 |
| Cattaraugus County |
1.00% |
0.75% |
0.25% |
1 |
| Chemung County |
0.75% |
0.50% |
0.25% |
1 |
| Chenango County |
0.75% |
0.50% |
0.25% |
1 |
| Clinton County |
1.00% |
0.75% |
0.25% |
1 |
| Columbia County |
1.25% |
1.00% |
0.25% |
2 |
| Cortland County |
0.75% |
0.50% |
0.25% |
1 |
| Delaware County |
1.00% |
0.75% |
0.25% |
1 |
| Dutchess County |
1.05% |
0.80% |
0.25% |
2 |
| Eerie County |
1.00% |
0.75% |
0.25% |
1 |
| Essex County |
1.00% |
0.75% |
0.25% |
1 |
| Franklin County |
0.75% |
0.50% |
0.25% |
1 |
| Fulton County |
1.00% |
0.75% |
0.25% |
1 |
| Genesee County |
1.25% |
1.00% |
0.25% |
1 |
| Greene County |
0.75% |
0.50% |
0.25% |
2 |
| Hamilton County |
0.75% |
0.50% |
0.25% |
1 |
| Herkimer County |
0.75% |
0.50% |
0.25% |
1 |
| Jefferson County |
0.75% |
0.50% |
0.25% |
1 |
| Kings County |
See Below |
0.25% |
2 |
| Lewis County |
1.00% |
0.75% |
0.25% |
1 |
| Livingston County |
1.00% |
0.75% |
0.25% |
1 |
| Madison County |
0.75% |
0.50% |
0.25% |
1 |
| Monroe County |
1.00% |
0.75% |
0.25% |
1 |
| Montgomery County |
0.75% |
0.50% |
0.25% |
1 |
| Nassau County |
1.05% |
0.80% |
0.25% |
2 |
| New York County |
See Below |
0.25% |
2 |
| Niagra County |
1.00% |
0.75% |
0.25% |
1 |
| Oneida County |
0.75% |
0.50% |
0.25% |
1 |
| Onondaga County |
1.00% |
0.75% |
0.25% |
1 |
| Ontario County |
0.75% |
0.50% |
0.25% |
1 |
| Orange County |
1.05% |
0.80% |
0.25% |
2 |
| Orleans County |
1.00% |
0.75% |
0.25% |
1 |
| Oswego County |
1.00% |
0.75% |
0.25% |
1 |
| Otsego County |
0.75% |
0.50% |
0.25% |
1 |
| Putnam County |
1.05% |
0.80% |
0.25% |
2 |
| Queens County |
See Below |
0.25% |
2 |
| Rensselaer County |
1.00% |
0.75% |
0.25% |
2 |
| Richmond County |
See Below |
0.25% |
2 |
| Rockland County |
1.30% |
1.05% |
0.25% |
2 |
| Saint Lawrence County |
0.75% |
0.50% |
0.25% |
1 |
| Saratoga County |
1.00% |
0.75% |
0.25% |
1 |
| Schenectady County |
1.00% |
0.75% |
0.25% |
1 |
| Schoharie County |
0.75% |
0.50% |
0.25% |
1 |
| Seneca County |
1.00% |
0.75% |
0.25% |
1 |
| Steuben County |
0.75% |
0.50% |
0.25% |
1 |
| Suffolk County |
1.05% |
0.80% |
0.25% |
2 |
| Sullivan County |
1.00% |
0.75% |
0.25% |
2 |
| Tioga County |
0.75% |
0.50% |
0.25% |
1 |
| Tompkins County |
0.75% |
0.50% |
0.25% |
1 |
| Ulster County |
0.75% |
0.50% |
0.25% |
2 |
| Warren County |
1.00% |
0.75% |
0.25% |
1 |
| Washington County |
1.00% |
0.75% |
0.25% |
1 |
| Washington County |
1.00% |
0.75% |
0.25% |
1 |
| Wayne County |
1.00% |
0.75% |
0.25% |
1 |
| Westchester County† |
1.30% |
1.05% |
0.25% |
2 |
| †City of Yonkers |
1.80% |
1.55% |
0.25% |
|
| Wyoming County |
1.00% |
0.75% |
0.25% |
1 |
| Yates County |
0.75% |
0.50% |
0.25% |
1 |
| The 5 Boroughs of New York City breaks down as follows |
| under $500,000.00 |
2.05% |
1.80% |
0.25% |
1-3 family |
| over $500,000.00 |
2.175% |
1.925% |
0.25% |
1-3 family |
| over $500,000.00 |
2.80% |
2.55% |
0.25% |
all others |
|