County |
Total Mortgage Tax |
Borrower Portion |
Lender Portion |
Insurance Zone |
Albany County |
1.00% |
0.75% |
0.25% |
2 |
Allegany County |
1.00% |
0.75% |
0.25% |
1 |
Broome County |
1.00% |
0.75% |
0.25% |
1 |
Bronx County |
See Below |
0.25% |
2 |
Cattaraugus County |
1.00% |
0.75% |
0.25% |
1 |
Chemung County |
0.75% |
0.50% |
0.25% |
1 |
Chenango County |
0.75% |
0.50% |
0.25% |
1 |
Clinton County |
1.00% |
0.75% |
0.25% |
1 |
Columbia County |
1.25% |
1.00% |
0.25% |
2 |
Cortland County |
0.75% |
0.50% |
0.25% |
1 |
Delaware County |
1.00% |
0.75% |
0.25% |
1 |
Dutchess County |
1.05% |
0.80% |
0.25% |
2 |
Eerie County |
1.00% |
0.75% |
0.25% |
1 |
Essex County |
1.00% |
0.75% |
0.25% |
1 |
Franklin County |
0.75% |
0.50% |
0.25% |
1 |
Fulton County |
1.00% |
0.75% |
0.25% |
1 |
Genesee County |
1.25% |
1.00% |
0.25% |
1 |
Greene County |
0.75% |
0.50% |
0.25% |
2 |
Hamilton County |
0.75% |
0.50% |
0.25% |
1 |
Herkimer County |
0.75% |
0.50% |
0.25% |
1 |
Jefferson County |
0.75% |
0.50% |
0.25% |
1 |
Kings County |
See Below |
0.25% |
2 |
Lewis County |
1.00% |
0.75% |
0.25% |
1 |
Livingston County |
1.00% |
0.75% |
0.25% |
1 |
Madison County |
0.75% |
0.50% |
0.25% |
1 |
Monroe County |
1.00% |
0.75% |
0.25% |
1 |
Montgomery County |
0.75% |
0.50% |
0.25% |
1 |
Nassau County |
1.05% |
0.80% |
0.25% |
2 |
New York County |
See Below |
0.25% |
2 |
Niagra County |
1.00% |
0.75% |
0.25% |
1 |
Oneida County |
0.75% |
0.50% |
0.25% |
1 |
Onondaga County |
1.00% |
0.75% |
0.25% |
1 |
Ontario County |
0.75% |
0.50% |
0.25% |
1 |
Orange County |
1.05% |
0.80% |
0.25% |
2 |
Orleans County |
1.00% |
0.75% |
0.25% |
1 |
Oswego County |
1.00% |
0.75% |
0.25% |
1 |
Otsego County |
0.75% |
0.50% |
0.25% |
1 |
Putnam County |
1.05% |
0.80% |
0.25% |
2 |
Queens County |
See Below |
0.25% |
2 |
Rensselaer County |
1.00% |
0.75% |
0.25% |
2 |
Richmond County |
See Below |
0.25% |
2 |
Rockland County |
1.30% |
1.05% |
0.25% |
2 |
Saint Lawrence County |
0.75% |
0.50% |
0.25% |
1 |
Saratoga County |
1.00% |
0.75% |
0.25% |
1 |
Schenectady County |
1.00% |
0.75% |
0.25% |
1 |
Schoharie County |
0.75% |
0.50% |
0.25% |
1 |
Seneca County |
1.00% |
0.75% |
0.25% |
1 |
Steuben County |
0.75% |
0.50% |
0.25% |
1 |
Suffolk County |
1.05% |
0.80% |
0.25% |
2 |
Sullivan County |
1.00% |
0.75% |
0.25% |
2 |
Tioga County |
0.75% |
0.50% |
0.25% |
1 |
Tompkins County |
0.75% |
0.50% |
0.25% |
1 |
Ulster County |
0.75% |
0.50% |
0.25% |
2 |
Warren County |
1.00% |
0.75% |
0.25% |
1 |
Washington County |
1.00% |
0.75% |
0.25% |
1 |
Washington County |
1.00% |
0.75% |
0.25% |
1 |
Wayne County |
1.00% |
0.75% |
0.25% |
1 |
Westchester County† |
1.30% |
1.05% |
0.25% |
2 |
†City of Yonkers |
1.80% |
1.55% |
0.25% |
|
Wyoming County |
1.00% |
0.75% |
0.25% |
1 |
Yates County |
0.75% |
0.50% |
0.25% |
1 |
The 5 Boroughs of New York City breaks down as follows |
under $500,000.00 |
2.05% |
1.80% |
0.25% |
1-3 family |
over $500,000.00 |
2.175% |
1.925% |
0.25% |
1-3 family |
over $500,000.00 |
2.80% |
2.55% |
0.25% |
all others |
|